Privacy Policy

Last updated: September 15, 2015

Mighty Group Inc., a Delaware corporation ("Mighty," "us", "we", "our" and/or variants) operates Mighty.com (the "Site") to provide funding to people with legal claims ("Plaintiff") and to offer opportunities to qualified people who wish to fund claims ("Funder"). Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What personal information do we collect and how

We collect personal information from all users to verify your identity, including name, address(es), telephone numbers, email address, sometimes social security number and age or date of birth. We collect additional personal information depending on whether you are a potential Plaintiff or a Funder.

If you seek funding as a Plaintiff, this may include the name of your lawyer, facts and circumstances surrounding your claim, relevant documentation of communications and contracts, employment/income information, lost wage information, medical information and reports, identity of treating health care providers, witness statements and police reports, photographs, information about lienholders, sometimes photo identification, other parties involved, lawyers involved, and any other information we think may be helpful to a Funder or one of Mighty’s marketing partners to evaluate the merits of your claim. We may also use your personal information in order to obtain additional information about you, such as credit or consumer reports.

If you are a potential Funder, this may include personal information necessary to assess your eligibility to fund claims and qualifications as an accredited investor, and we may request bank account and other financial information, which we may use to generate a private profile on the site visible to employees who need the information to perform a specific job (for example, billing or customer service), allow our financial services partners to verify identity, implement automatic payments, fund transfers and the receipt of payments, collection activities, contact you if there is a problem, and to maintain regular communications, such as requesting information or assistance, submitting a funding proposal and transferring funds, to inform you of new funding opportunities, and to execute transactions you request. We may also, from time to time, send you marketing materials regarding new products and services.

We and/or our service providers collect information about your computer and your visits to our site, such as your IP address, geographic location, browser type, referral source, length of visit, and page views through the use of log files. We and/or our service providers use this aggregated information in the administration of our web site to improve its usability and to evaluate particular marketing/advertising campaigns, search engine optimization strategies and other marketing. We and/or our service providers use non-identifying and aggregated information to help optimize our web site based on the needs of users. Additionally, third parties may collect certain similar information about your computer and other pages you may visit when you visit our site. In addition, we gather names and email addresses of people who contact us through our site with questions about our company or funding operations.

We collect all personal information and other information through the portal, the Site, or by telephone, email, fax, courier, mail, or in any other manner possible and convenient for you, your attorney, or third parties. We will retain and use such information so long as your account is active or as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Certain information is optional, and you may choose not to supply it and/or can remove the optional information at any time.

Why and how we share personal information

When you register as a Plaintiff, we share your personal information with Funders, who may use it to research your claim as well as to assess your request in the context of your overall situation. Funders agree to use such information solely for purposes of evaluating your request for funding, and not for any other purpose.

When you as a Plaintiff initiate a funding request, your personal information will be posted on the site and will be visible to Funders. This includes your name, geographic location, the details of your claim and funding request, and all other personal information. If you successfully receive funding through Mighty, we will also display information about your funding to your Funders, and may share your funding status information with marketing partners.

Funders remain anonymous to Plaintiffs on the site. However, Plaintiffs have funding listings on the site that display their personal information to qualified Funders who view these pages so that they can effectively evaluate funding requests. Funding listings also may contain certain personal information and purposes for which the funds will be used, as disclosed by Plaintiffs. Mighty may share required and optional information about you as a Funder or Plaintiff with our marketing partners.

Mighty works with a number of trusted partners, including electronic payment service providers, collection agencies/attorneys, and customer support call centers. Information is shared with these third parties to process the transactions or perform other specific services, like collections. Our partners are legally required to keep your information private and secure.

We may share your information with law enforcement or other government agencies as required by law or for the purposes of preventing and/or limiting fraud. We reserve the right to disclose your personal information when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process.

Web-related information collection

Technologies such as: cookies, beacons, tags and scripts are used by Mighty, our analytics providers, and our marketing partners. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies to remember users’ settings and for authentication. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited. As with most websites, we may also gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

Social media widgets

Our site may include social media features, such as the Facebook Like button. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features may be hosted by a third party or directly on our site. These interactions are governed by the privacy policy of the company providing hosting the feature.

Links to other sites

Mighty is not responsible for the information practices employed by sites linked to or from our website. In most cases, links to non-Mighty websites are provided solely as an access point to obtain information on products and topics that may be useful to the users of our site. Third party websites may have different privacy policies and/or security standards governing their sites. Mighty has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party sites or services. Please consult the privacy policies on these sites before you provide them with any of your personal information.

How does Mighty protect my personal information

Mighty takes reasonable steps to safeguard your personal information, which safeguards are reviewed and adjusted periodically based on ongoing risk assessment. However, despite our efforts to protect your personal information, ultimately no institution can guarantee absolute security. If you have any questions about security on our Web site, you can contact us as indicated below.

No children

Mighty does not knowingly collect information from, or direct any of our content specifically to, children or people under the age of 18. If we learn or have reason to suspect that a user is under the age of 18, we will deactivate that user's account.

Session time-outs

We employ session time-outs to protect your account. You will be logged out of the site automatically after a period of inactivity. This reduces the risk of others being able to access your account if you leave your computer unattended.

Passwords

You should never share your password with anyone. If you ever receive a communication claiming to be from Mighty that asks for your password, you should immediately report it by contacting us at as indicated below.

Identity theft

If a Funder suspects that one of their fundings is to a person who is committing identity theft, please contact us as indicated below. Mighty will work with law enforcement authorities to track down and prosecute anyone who commits identity theft.

Audit

Mighty staff, external accounting and auditing firms, and regulators may from time-to-time review or audit Mighty’s operations and practices for compliance with policies and procedures concerning confidentiality and consumer privacy.

Compliance

This privacy policy may not constitute all your entire privacy rights, as these may vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state charged with overseeing privacy rights of consumers. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on the activities of our users. We may also be required to maintain your personal information for a specific period of time in order to comply with applicable federal and state laws regarding recordkeeping, reporting and audits.

We may make changes to this policy

Mighty may update this Privacy Policy from time to time, and we will communicate these changes to you by posting them on the Site and/or by notifying you via email prior to the change becoming effective in the event of any substantive or material changes. You are advised to review this Privacy Policy periodically for any changes.

Contact us

You may contact us at:
MightyBrown
Via email at: info@Mighty.com

If Mighty is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Exhibit A: Privacy Notice

Facts What does Mighty do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us, but may include:
- Contact information and Social Security number
- Claim facts and circumstances
- Police reports and hospital records
- Bank account information

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Mighty chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Mighty share? Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

Yes

For our affiliates' everyday business purposes - information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

To limit our sharing

Contact us at info@Mighty.com.
Please note
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Email info@Mighty.com.

Who we are

Who is providing this notice?

Mighty Group Inc. ("Mighty").

What we do

How does Mighty protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured filed and buildings.

How does Mighty collect my personal information?

We collect your personal information, for example, when you:
- open an account or register on the Site
- request funding or propose to provide funding
- communicate with Mighty representatives
- provide a copy of your ID or records related to your claim
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account, unless you tell us otherwise. Joint accounts are offered only for Funders, not Plaintiffs.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include other financial services companies, lenders, insurance companies, retailers, membership clubs, or other consumer service providers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include other financial services companies, lenders, insurance companies or other consumer service providers.